As of July, 2018, Google Chrome will be marking a website as “Not Secure” if it is not protected with an SSL certificate. It’s all a part of making the global web more secure. However, it is even more important if you collect data or accept payments.
Accept payment securely
Do you plan to accept major credit cards online? You’ll likely need a merchant account, and most of them will require you to use an SSL certificate. Some web hosting companies, including B3, have terms of service requiring websites to be secured with an SSL before accepting credit cards. Besides, would you really want to put your customers at risk of having their credit card information stolen while shopping on your site?
It’s not exactly a great way to attract repeat business.
Some online store and shopping cart programs come with a built-in secure payment system. In these cases, a third party handles the credit cards or provides another method of paying online. If this applies, it’s possible that your small business might not need the added protection of an SSL for your checkout page.
There are other reasons, however, to add an SSL.
Protect password logins
A major reason you might want to add an SSL certificate to your website is if any of your pages are password protected. This includes WordPress or Joomla! or other database-driven sites with a login page for the administrator.
Membership sites with multiple logins also create more opportunities for black-hat hackers to attack.
Remember, anything that needs to be secure online
needs to operate under the safety net of an SSL certificate.
The web is filled with bots lurking around seeking poorly protected password pages to provide them access to your website. You don’t want to log on only to find your pages have been defaced or deleted.
Secure all web forms
Not everyone collects money online. Some websites collect information. These could be leads for potential home buyers. Or questionnaires about your client’s employment history. Or anything. If you are collecting even the most basic information such as name, address, phone number and email address, chances are your clients would not want that information leaked.
Without an SSL certificate, some types of form mail can be intercepted. Some code is more reliable than others. Do you want to take chances that yours is susceptible to hacking?
This is why securing your online forms with an SSL certificate is also a must. You wouldn’t do business with someone who skipped this step. Don’t give anyone this as a reason not to do business with you.